[et_pb_section fb_built=”1″ _builder_version=”4.23.1″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” min_height=”83vh” min_height_tablet=”65vh” min_height_phone=”65vh” min_height_last_edited=”on|desktop” height_tablet=”” height_phone=”” height_last_edited=”on|tablet” custom_padding=”50px|||||” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.23.1″ _module_preset=”default” width=”90%” custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” background_color=”gcid-4105ce9c-14d4-427e-85a8-fe3ec2a62ee1″ custom_padding=”20px|20px|20px|20px|true|true” global_colors_info=”{%22gcid-4105ce9c-14d4-427e-85a8-fe3ec2a62ee1%22:%91%22background_color%22%93}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n
By the end of March 2026 the outstanding Swiss Pfandbriefe\u00ae<\/span><\/sup>\u00a0<\/span>of Pfandbriefbank amounted to CHF 101.6 billion and of Pfandbriefzentrale to CHF 92.6 billion, respectively, hence in total CHF 194.2 billion. Swiss Pfandbriefe\u00ae<\/span><\/sup>\u00a0<\/span>constitute the biggest and most liquid segment of the Swiss inland bond market.<\/p>\n The notion to create securities for the financing of mortgage loans dates back to the 18th century. In the course of time the first Pfandbriefe, made out to a designated owner, hence personal Pfandbriefe, were replaced by non-personal ones, which constituted the foundation for an easier fungibility and liquidity. In Switzerland the demand for secure investment instruments increased with the emergence of pension schemes and insurance companies.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Principles Outstanding Pfandbriefe and the Swiss Pfandbrief\u00ae By the end of March 2026 the outstanding Swiss Pfandbriefe\u00ae\u00a0of Pfandbriefbank amounted to CHF 101.6 billion and of Pfandbriefzentrale to CHF 92.6 billion, respectively, hence in total CHF 194.2 billion. Swiss Pfandbriefe\u00ae\u00a0constitute the biggest and most liquid segment of the Swiss inland bond market. The notion to create securities for the financing of mortgage loans dates back to the 18th century. In the course of time the first Pfandbriefe, made out to a designated owner, hence personal Pfandbriefe, were replaced by non-personal ones, which constituted the foundation for an easier fungibility and liquidity. In Switzerland the demand for secure investment instruments increased with the emergence of pension schemes and insurance companies.<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-29133","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/pfandbriefbank.ch\/en\/wp-json\/wp\/v2\/pages\/29133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pfandbriefbank.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pfandbriefbank.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pfandbriefbank.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/pfandbriefbank.ch\/en\/wp-json\/wp\/v2\/comments?post=29133"}],"version-history":[{"count":11,"href":"https:\/\/pfandbriefbank.ch\/en\/wp-json\/wp\/v2\/pages\/29133\/revisions"}],"predecessor-version":[{"id":38589,"href":"https:\/\/pfandbriefbank.ch\/en\/wp-json\/wp\/v2\/pages\/29133\/revisions\/38589"}],"wp:attachment":[{"href":"https:\/\/pfandbriefbank.ch\/en\/wp-json\/wp\/v2\/media?parent=29133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}