Approach

Our Approach is defined as:

 

  • Pfandbriefbank is designed for security, stability and continuance. This also includes a sustainable use of our resources.
     
  • For our member banks we are a independent, reliable source for refinancing of low interest loans.
     
  • For investors we are a most welcome, regularly issuing major debtor with products of the highest credit rating and a liquid secondary market, which are standardized, eligible for repurchase transactions and widely accepted.
     
  • We aim to design and provide our products (bonds/loans) and services in the best quality available, easily manageable and - as far as our limited range given by the regulatory requirements permits - innovative, close to the market and flexible.
     
  • The investment of our own funds is focused primarily on security and liquidity, secondly on risk/yield optimisation.
     
  • Our corporate governance is up to date.
     
  • For our members of staff we are a progressive and attractive employer who exacts a high standard of reliability.
     
  • A bank is a shareholder of Pfandbriefbank for access to the capital market.